Privacy

The privacy policy of loansonline24.ph, a website that facilitates loan comparisons in the Philippines, is aimed at protecting the privacy and security of users and their data. We deeply value your personal information and strive to maintain its security while you utilize our platform. By using our site, you automatically indicate your acceptance of this policy, and if you disagree with the privacy policy, we recommend discontinuing the use of our site. 

Collection of Personal Information 

On our website, we employ cookies to automatically gather information. This collection process allows us to receive diverse technical data, aiding in the enhancement of our service and optimization of the site's performance. The information gathered may encompass the user's IP address, ID number, date and time settings, as well as details regarding the browser and operating system being used. 

Furthermore, to analyze visit trends, user actions, and tailor the site to meet user requirements, we utilize various tools, including access links and GCLID Google Ads. The data acquired through these methods is stored on servers provided by DigitalOcean.com for a period of 26 months, after which it is automatically erased. 

When a visitor engages with our site by filling out forms or providing personal information voluntarily, we also collect their full name, contact details, and other pertinent data. This information is utilized to furnish the user with feedback and deliver a high-quality service. With your explicit consent, we may also utilize the provided data to send promotional and informational materials. Rest assured that all information collected will be treated as confidential and will never be used without your permission. 

Use of Personal Information 

The personal information you provide is solely used for processing your inquiries, delivering the most relevant and personalized information, and enhancing the quality of our services. We do not disclose your personal information to third parties unless required by Philippine legislation. 

Privacy & Security 

At loansonline24.ph, we employ numerous measures to ensure the security and privacy of our users. Here are some of the steps we take: 

  • Data Encryption: We utilize SSL encryption to safeguard all data transmitted between your browser and our site, ensuring protection against unauthorized access. 
  • Server Security: We maintain secure servers, protected against unauthorized access and malicious attacks. Regular vulnerability assessments and software updates are performed to mitigate potential threats. 
  • Restricted Access to Information: Our privacy policy mandates limiting access to personal information to authorized employees who require it for their tasks. We educate our employees on privacy practices and enforce strict confidentiality regarding client information. 
  • Regular Audits: We conduct routine audits to ensure compliance with our privacy policy and adherence to data security standards. Prompt actions are taken to address any identified vulnerabilities. 

Management of Personal Information 

In order to utilize the user data we collect, we require your explicit permission, unless such information is necessary to fulfil legal obligations or provide you with our services. By accessing and using this platform, you voluntarily consent to our privacy policy. You have the right to request access to your personal information held by us, update it, or request its deletion from our database. We also provide the option to opt out of newsletters and email or mobile notifications that we send.  

Changes to the Privacy Policy 

The website administration retains the right to modify the privacy policy at any time. The updated policy will be published on our website and will become effective upon its publication. We recommend periodically reviewing the privacy policy on our site to stay informed of any changes. 

Contact Us 

If you have any questions or comments regarding our privacy policy, please feel free to reach out to us using the contact form on our website. We are always available to address inquiries and resolve any issues that may arise during your use of our site.